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Ian Townsend, Principal Consultant
Ian is a senior business leader with a background in top companies in both Canada and the USA. His 30+ years of experience comes primarily from Unilever, one of the world’s largest consumer products businesses. Since founding Avanzare Inc. in 2000, he has engaged with many of Canada’s major Financial Services companies across a range of business activity. This includes Strategic Planning, Management systems, Business Development, Marketing, Operations, M&As, Innovation, Partnering, Process Improvement, working with Executive Teams right down to Call Centre reps to drive breakthrough results.
 
Scott Laitinen, Senior Consultant
Scott is a seasoned executive with over 25 years experience in retail financial services, primarily in credit cards. Scott has experience across all functions including Governance, Finance, Operations, Credit Risk management, Enterprise Risk Management and Business Development. Scott has held C-Suite posts and also recently co-founded a Fintech company utilizing his deep experience to develop business rules and policies to meet regulatory requirements.
 
Nino Di Teodoro, Senior Consultant
Nino brings 20 years of financial services experience in large and mid-tier retail banking/payments companies with a focus on emerging technologies. He helps bring an international and forward-looking perspective to clients seeking innovative solutions. Nino helps keep clients current by delivering educational sessions on the fast-moving Fintech world in addition to Payments 101, Blockchain and the Internet of Things (IoT). Nino also supports projects, vendor management and product development/management strategies for FIs.